Geico Discounts

It’s easy to find discounts or premium reductions on your new or existing GEICO Auto policy. GEICO offers a lot of car insurance savings for our policyholders! These savings include things like Good Driver Discounts, Multi-Car Discounts, and more. See how much you could save on GEICO’s already affordable car insurance.

SEE ALSO:

GEICO Car Insurance Discounts List

Discount NamePotential SavingsDiscount Category
Air Bag23%Vehicle Equipment
Anti-Lock Brakes5%Vehicle Equipment
Anti-Theft System23%Vehicle Equipment
Daytime Running Lights3%Vehicle Equipment
New Vehicle Discount15%Vehicle Equipment
Good Driver22% (Five Years Accident-Free)Driving History & Habits
Seat Belt UseVariesDriving History & Habits
Defensive DrivingVariesDriver’s Education
Driver’s Educational CourseVariesDriver’s Education
Good Student15%Driver’s Education
Emergency Deployment25%Driver Affiliation
Federal Employee (Eagle)12%Driver Affiliation
Membership & EmployeeVariesDriver Affiliation
Military15%Driver Affiliation
Multi-Vehicle25%Customer Loyalty
Multi-PolicyVariesCustomer Loyalty

Vehicle Equipment Discounts

Air Bag Discount

You could save up to 23% if your vehicle has air bags. These discounts apply to the medical payments or personal injury portion of your car insurance.

Anti-Lock Brakes Discount

Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on certain car insurance coverages.

Anti-Theft System Discount

Cars with a built-in anti-theft system could earn you a discount of up to 23% on the comprehensive portion of your premium.

Daytime Running Lights Discount

Vehicles equipped with daytime running lights as standard equipment could earn you a 3% discount on certain car insurance coverages.

New Vehicle Discount

New vehicles 3 model years old or newer could earn you up to a 15% discount on certain car insurance coverages.

Discounts for Driving History and Habits

Five-Year Accident-Free Good Driver Discount

Squeaky-clean driving record? That could mean serious car insurance savings with good driver discounts. If you’ve been accident-free for 5 years, you may be able to save up to 22% on most coverages.

Seat Belt Use Discount

Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount off the medical payments or personal injury protection portion of your premium.

Driver’s Education Discounts

Defensive Driving Discount

If you’ve completed a defensive driving course, you may be able to save more. Find out if you qualify for this auto insurance discount on our defensive driving information page by state.

Driver’s Education Discount

If a young driver in your family has completed a driver’s education course, you may earn a discount on most coverages.

Good Student Discount

Full-time students with a good academic record could get up to a 15% discount on certain coverages.

Driver Affiliation Discounts

Emergency Deployment Discount

It’s an honor to offer a special benefit to United States Military policyholders. If you’re part of an emergency deployment to an imminent danger zone, you could be eligible for an auto insurance discount of up to 25%. For a pre-deployment checklist please see our military programs page.

Federal Employee Discount (Eagle Discount)

If you’re an active or retired federal employee, you could qualify for the Eagle Discount of up to 12% on the total auto insurance premium. For details and eligibility, check out the Eagle Discount (available in most states).

Membership and Employee Discounts

If you belong to one of the 500+ groups listed here, you could receive an additional discount on your auto insurance premium.

Military Discount

GEICO is proud to give back to the ones who give so much to their country. Active duty, retired from the military, or members of the National Guard or Reserves may be eligible for a discount of up to 15% on certain car insurance coverages.

Customer Loyalty Discounts

Multi-Vehicle Discount

Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.

Multi-Policy Discount

When you insure your car through GEICO and have a homeowners, renters, condo, or mobile home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

Additional Car Insurance Savings Resources

Affordable car insurance is a few minutes away. We’re here for you. Get an auto insurance quote or call and see how we can help you save even more.