Geico Homeowners insurance

Homeowners insurance, also known as home insurance, is a form of property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders will require a homeowners insurance policy.

The GEICO Insurance Agency could help you get the affordable home insurance coverage you need. Combining your home and auto insurance policies could save you time and money. If you currently carry homeowners insurance with another company, you could save more by getting a home insurance quote and switching to GEICO. Start a homeowners quote today.

Why do I need homeowners insurance?

  • Home insurance protects one of your most important investments
  • A homeowners insurance policy offers protection against accidents in your home or on your property
  • Most mortgage lenders require homeowners insurance

What does a homeowners insurance policy cover?

Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:

Property Damage

Most policies cover damage to your house and any permanent structures on your property for:

  • Fire
  • Wind
  • Hail
  • Water damage (unless excluded by your policy)

Personal Property

Protects belongings that were damaged or stolen such as:

  • Furniture
  • Appliances
  • Clothing
  • Dishes (in some cases)

Our Personal Property Insurance calculator helps with deciding how much coverage fits your situation.

Jewelry

Limited coverage for jewelry stolen from your home, (usually $500 – $2,000). You may need special coverage for things in your collection like:

  • Engagement rings
  • Wedding bands
  • Diamond bracelets

We can help you with a jewelry insurance policy that covers your valuable collection.