| Loan amount (R) | 25 000 | 50 000 | 100 000 | 250 000 |
| Term (months) | 12 | 24 | 48 | 84 |
| Interest rate (%) | 12.90 – 24.50 | 12.90 – 24.5 | 14.20 – 24.50 | 16.30 – 22.40 |
| Credit life insurance R/1000 per month | 4.00 – 4.50 | 4.00 – 4.50 | 4.00 – 4.50 | 4.00 – 4.50 |
| Monthly service fee | 69 | 69 | 69 | 69 |
| Once-off initiation fee (R) | 1 207.50 | 1 207.50 | 1 207.50 | 1 207.50 |
| Monthly repayment (R) | 2 468 – 2 623 | 2 618 – 2930 | 3 095 – 3 707 | 5 815 – 6 884 |
| Total repayment (R) | 29 616- 31 471 | 62 834- 70 308 | 148 566 – 177 945 | 488 454 – 578 254 |
Please note that these are examples only. You can choose any term for your loan (up to 84 months) to make your monthly repayments more affordable. Your actual credit amount and credit interest rate will be based on your individual credit profile and affordability.
Credit card rates and fees
- Initiation fee: R100
- Monthly fee: R40
- Interest rate: 7.00% – 17.50% (based on your credit profile)
Access facility rates and fees
- Initiation fee: up to R300
- Monthly fee: R0 (without active balance owing) R69 (with active balance owing)
- Interest rate: 12.15% – 17.50% (based on your credit profile)