Capitec personal loan

Move to a simpler way to get credit. Get an estimate online or use our banking app to apply for a loan of up to R250 000. You’ll get a personalised offer based on your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.

Get Online Estimate Rates and Fees


Benefits

Whether you need to do home improvements, pay for your children’s education to secure their future or buy a reliable car to get your family there safely – living better starts when you get credit for the right reasons.

personalised loan means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate. Remember that the term will affect your instalments, so be sure that you’ll be able to repay the monthly instalments over the whole term.

  • Get up to R250 000 over 1 – 84 months
  • Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate
  • Credit is approved in minutes and the money is available immediately
  • Pay fixed monthly repayments
  • Get interest rates from 12.9%
  • Consolidate all your existing loans for easier monthly repayments
  • Add affordable credit insurance, including retrenchment and death cover
  • Manage your credit using our app

ways to apply