Our Westpac rewards credit cards offer three rewards programs – Altitude Rewards, Altitude Velocity and Altitude Qantas. Get the most from your Westpac debit or credit card with discounts, offers and cashback from renowned stores and brands. Here, this posts will take you through any information about Westpac Rewards.
There’s nothing like the feeling of getting more. And your Westpac debit or credit card now comes with in-store and online offers, as well as discounts with some great brands. The best part: you don’t have to do much to get all the good stuff. Just keep your card handy – and your eyes peeled – for exciting discounts and offers on a daily, weekly or monthly basis.
ACCESSING YOUR WESTPAC REWARDS

Earning points
Our Westpac rewards credit cards offer three rewards programs – Altitude Rewards, Altitude Velocity and Altitude Qantas.
Earning bonus points
Selected Westpac rewards cards give you the opportunity to earn bonus points. Even better, if you have a card that has a points cap any bonus points you may earn don’t count towards the cap, so there’s no limit to how many bonus points you can earn.
Checking your balance and redeeming points
No matter what card you have, it’s easy to check your points balance at any time.
Rewards cards point cap
With some Westpac credit cards there’s no limit to the number of points you can earn, whereas some have a cap on the number you can earn in a month.
Lounge access
If you have a Westpac Altitude Black or Earth Black credit card, you can escape the crowds and relax in an airport lounge with two complimentary airport lounge passes each year.
REWARDS CREDIT CARDS

Westpac Altitude Platinum
Essentials
- Earn 1 Altitude Point or 0.5 Velocity or Qantas Points per $1 spent on all eligible purchases.6 Plus earn additional Altitude Points with our Accelerated Earn partners<<
- $150 ongoing annual card fee
Benefits
- Complimentary insurance covers4
Special offer
Earn 80,000 bonus Altitude Points or 60,000 bonus Velocity or Qantas Points>. Minimum spend $3k applies†.
0% p.a. for 18 months on balance transfers requested at card application>>. 1% balance transfer fee applies. After 18 months the rate reverts to the variable cash advance rate.
Plus, $99 annual card fee for the first year ($150 thereafter)++ and $0 Velocity or Qantas Rewards Fee for the first year ($50 p.a. thereafter)>>>.
Conditions, exclusions, T&Cs apply.Apply NowFind out more
Westpac Altitude Black
Essentials
- Earn 1.25 Altitude Points or 0.75 Velocity or Qantas Points per $1 spent on all eligible purchases.6 Plus earn additional Altitude Points with our Accelerated Earn partners<<
- $250 ongoing annual card fee
Benefits
- Extended complimentary insurance covers4
- Personal Concierge Services
- Up to 2 complimentary lounge passes3
Special offer
Earn 150,000 bonus Altitude Points^ or up to 120,000 bonus Velocity or Qantas Points~.Minimum spend, conditions and exclusions apply†.Apply NowFind out more
Learn more about rewards cards
- How to compare rewards credit cards
- What is credit card purchase protection and warranty?
- How to get the most out of your rewards card
- Platinum or premium rewards credit cards
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