How do I download capitec app?

Before downloading the new app make sure you have verified your email address on your current app

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If you do not have our banking app yet you will need to follow the following steps:

  • Visit your nearest branch,
  • open an account
  • verify your phone and email address 
  • we’ll send you an SMS with a link in it to download the app.
  • Once downloaded, just install and activate the app.

Functionality

The app is designed with our clients’ convenience in mind, with quick and simple navigation, as well as the following added features:

  • Personalise your home screen – See all your accounts and balances at a glance
  • Customise your favourites – Set up shortcuts on your home and sign-in screens for one-tap access to the features you use the most 
  • Track your spend – Get a quick overview of how you’re spending your money with categories like food, transport or communication
  • Use biometrics – Sign in and authenticate with fingerprint or facial recognition if your phone supports this
  • Activate your virtual card – It’s free, safe and easy to load for all your app, online and scan to pay transactions
  • Manage contactless card transactions – Turn your card’s tap to pay function on and off 
  • It’s free: Our app is free to download and there’s no monthly subscription.
  • It’s also free to use: MTN, Vodacom, Telkom Mobile and Cell C subscribers pay zero data charges when they use our app
  • You’ll save: Beneficiary payments can be done at a fraction of the branch cost
  • Plan and manage your budget: Take control of your money and track your spending
  • Convenient: You can access the app on the go from your cellphone
  • Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret