Capitec app

Be safe and bank from home with our new banking app. You can pay people and accounts, make immediate payments, get account balances and email stamped statements – just about everything you would normally do at a branch.

bank with our  new Capitec Bank app

We continuously look for ways to take the complexity out of banking and are excited to announce updates to our banking app!

Note: Clients who verified their email address on the current app can upgrade to the new app without visiting a branch

How to get the app

If you already have our banking app you can now update it to our latest version..To find it, simply search “Capitec Bank” in your app store or use the links below to download our new banking app.

Note : Before downloading the new app make sure you have verified your email address on your current app

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If you have the following Huawei devices please use the Huawei link above to download our new app.huawei devices

If you do not have our banking app yet you will need to follow the following steps:

  • Visit your nearest branch,
  • open an account
  • verify your phone and email address 
  • we’ll send you an SMS with a link in it to download the app.
  • Once downloaded, just install and activate the app.


The app is designed with our clients’ convenience in mind, with quick and simple navigation, as well as the following added features:

  • Personalise your home screen – See all your accounts and balances at a glance
  • Customise your favourites – Set up shortcuts on your home and sign-in screens for one-tap access to the features you use the most 
  • Track your spend – Get a quick overview of how you’re spending your money with categories like food, transport or communication
  • Use biometrics – Sign in and authenticate with fingerprint or facial recognition if your phone supports this
  • Activate your virtual card – It’s free, safe and easy to load for all your app, online and scan to pay transactions
  • Manage contactless card transactions – Turn your card’s tap to pay function on and off 
  • It’s free: Our app is free to download and there’s no monthly subscription.
  • It’s also free to use: MTN, Vodacom, Telkom Mobile and Cell C subscribers pay zero data charges when they use our app
  • You’ll save: Beneficiary payments can be done at a fraction of the branch cost
  • Plan and manage your budget: Take control of your money and track your spending
  • Convenient: You can access the app on the go from your cellphone
  • Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret

What can I do on it?

Transact | Save | Credit | Cards | Budget | Profile | Insure