Geico Car Insurance Payments – How to Pay Your Bill

It’s your money; make your car insurance payments your way.

Get important information about car insurance payments and how to pay your auto policy premiums. GEICO offers a number of flexible ways to pay your car insurance bill, from paying all at once to paying with installments. Just determine the best car insurance payment option for you and we’ll provide the details.

Auto Insurance Payment Plans

Pay your bill in full.

It couldn’t be easier. Just pay the full policy premium by the policy effective date and you’re done! (And you’ll avoid any installment charges.)

Budget your payments over time.

Pay 2 Installments

Pay 50% of the total car insurance premium on the effective date of the policy. Then, pay the rest of the premium two months later.

Pay 3 Installments

On the effective date of your car insurance policy, pay 40% of the total premium. Two additional payments of 30% each will be due at 1 and 2 months after the effective date.

Pay 4 Installments

Pay just 25% of your auto insurance premium on the date your policy becomes effective. The three remaining 25% payments will be due 1, 2, and 3 months after the effective date.

Pay 5 Installments (New Policies Only)

Make an initial payment of 25% of your total premium on the effective date of your policy. Then make four additional payments of 18.75% each month, for the 4 months after the effective date.

Pay 6 Installments (Renewal Policies Only)

If you’re renewing your policy, we’ll bill you 16.66% of the total premium one month prior to the effective date of the policy. Then, five additional payments of 16.67% will be due each month, for the next five months.

Please Note: Certain payment plans may not be available in all states. If you elect to pay your premium in installments, you may be subject to an additional fee for each installment payment. The fee amount will be shown on your billing statements and is subject to change. Florida policies issued by GEICO or GEICO General with only personal injury protection (PIP) and/or property damage coverage must be paid in full.

Car Insurance Payment Methods

One-time Online Payments – Convenience at Your Fingertips

Write an Online Check

Pay directly from your checking account. Here’s how it works:

Log in to the secure Policyholder Service Center

Provide your checking account information

Your bank will process the payment within five business days. (The transaction will show up on your bank statement as “GEICO PYMT.”)

For added convenience, store your banking information so you won’t need to enter it again the next time you make payment.

Use a Debit or Credit Card

It’s simple to make a payment with your debit card, check card, or any major credit card. Just follow these easy steps

Log in to the secure Policyholder Service Center

Click on the “Pay by Card” link and enter your payment and card account information

We’ll charge your card within one business day.

Automatic Online Payments – Set It Up Once and You’re Done

Electronic Funds Transfer (EFT)

Paying your bill is a no-brainer with this easy payment option, which automatically deducts payments from your checking account. In most states, the normal service fee (which can be up to $5.00) is reduced to only $1.00 when using EFT.

Log in to the secure Policyholder Service Center

Follow the steps to enroll in EFT

Once you’ve set up an account, your payments will be deducted automatically according to the payment plan you selectedNever worry about missing a payment again. As long as you have sufficient funds in your account on the scheduled payment dates, your payments will arrive on time—every time. We’ll even send you a reminder before your payment is processed!

Debit or Credit Card

You can also set up automatic payments using a debit or credit card. Just follow these easy steps:

Log in to the secure Policyholder Service Center

Sign up for Recurring Card Payments

Choose a schedule for your automatic payment deductionsIf you choose to pay in installments, each payment may be subject to an installment fee as shown on your billing statement. We’ll even send you a reminder before your payment is processed!

By Phone – Dial In a Payment Anytime

Interactive Voice Response (IVR)

Use our toll-free automated phone system to enter in your payment information any time of day or night. Just follow these steps:

If it’s the first time you’re making a phone payment, have your card or checking account information available

Call (800) 932-8872

Follow the automated prompts to enter your payment information

If you wish, store your payment information so you won’t need to re-enter it the next time you make a phone payment

Wait to receive a confirmation number at the end of your payment.

By Mail – The Tried and True Way

Personal Check or Money Order

Yes, we still accept payments from the US Postal Service. You’ll receive a bill about two weeks before each payment is due. Just mail us your payment (check or money order), along with your paper bill stub, to this address:GEICO Insurance
Remittance Center
One GEICO Plaza
Bethesda, MD 20810-0001If you have received a cancellation notice and prefer to mail your payment, please use the pink return envelope provided with the notice you received. The payment must be postmarked on or before the cancellation date printed on the cancellation notice to prevent a lapse in coverage. If you no longer have the pink envelope, please mail your payment to the following address:GEICO Remittance Center
One GEICO Plaza
Bethesda, MD 20811-0001Please remember to write your policy number on the check or money order.

Remember, you can change your payment plan or payment methods anytime. Simply call (800) 932-8872 to discuss your options with a GEICO customer service representative.

Go Paperless for Your Car Insurance Payments

Sign up for GEICO’s Paperless Billing and Paperless Policy services to receive and review policy bills and papers online.