CRA My Payment

My Payment is an electronic service that lets you make payments directly to the Canada Revenue Agency (CRA) using your bank access card.

You cannot use credit cards with My Payment. For credit card payment options, go to Pay by credit or debit card, PayPal, or Interac e-Transfer.

What you need

To use My Payment, you need an activated debit card with one or more of the following logos:

  • interac imageInterac Debit
    If your card has only this logo use the Interac option to pay.

Participating Canadian financial institutions using the Interac logo

  • visa debit image Visa Debit
    If your card has this logo and the Interac logo, use the Visa Debit option to pay.

Participating Canadian financial institutions using the Visa Debit logo

  • Master card - debit imageDebit Mastercard
    If your card has this logo and the Interac logo, use the Debit Mastercard option to pay.

Ask your financial institution about your transaction limit and any fees they may charge for making online payments. The CRA does not charge a fee for using this service.

How long it takes

Payments are usually processed by the CRA within 1 to 3 business days. To avoid fees and interest, please make sure you pay on time.

Hours of service

My Payment is available 21 hours a day, seven days a week.

Other ways to pay

Available payment methods depend on the type of payment you are making. See Payments to the CRA.

Endorsements

The CRA does not endorse websites, companies, products, services, or publications. They are provided for convenience only.

Make a payment for individuals

Choose an option to make a payment, either online, in person, or by mail. 

The CRA considers your payment made on the day it is either processed by a Canadian financial institution or received by the CRA.

Pay online

Online banking

Processing times:  Considered paid on same or next business day (varies based on your financial institution)

Make a payment or schedule future payments to the CRA through your Canadian financial institution

Interac Debit, Visa Debit, or Debit Mastercard (using
CRA My Payment)

Processing times:  Considered paid on same or next business day (varies based on your financial institution)

CRA My Payment is a service that allows you to make online payments directly to the CRA (does not include credit cards)

Pre-authorized debit (PAD)

Processing times:  Must be set up at least 5 business days prior to your payment date

Schedule a future payment or payments in My Account to authorize the CRA to withdraw set amounts from your Canadian chequing account

Credit card, debit card, PayPal, or Interac e-Transfer

Processing times:  Varies based on service provider

Only available through PaySimply and Plastiq (service fees apply)

Wire transfer

Processing times:  Considered paid on same or next business day (typically 3 business days to process)

For non-residents who need to make a payment to the CRA and do not have a Canadian bank account

Not accepted online

  •  Cryptocurrency (Bitcoin)
  •  Gift card
  •  Cash

Know how to recognize a scam.

Pay in person

Financial institution (cheque or debit)

Processing times:  Considered paid as of the date stamped

Pay at your Canadian bank, financial institution, or credit union using a printed personalized remittance voucher

Canada Post location (debit or cash)

Processing times:  Considered paid as of the date stamped

Pay at a Canada Post location with a QR code, to apply your payment to the right CRA account (service fees apply)

Pay by mail

Cheque or money order

Processing times:  Considered paid once received by the CRA (allow time for mail delivery)

Mail your remittance voucher with your Canadian cheque or money order payment

Not accepted by mail

  •  Cryptocurrency (Bitcoin)
  •  Gift card
  •  Cash

Know how to recognize a scam.

Confirm your payment

To follow-up on a payment you made, refer to: Confirm your payment is received.