Why visit a branch when you can bank from home, work or wherever your laptop takes you? With Internet banking, you get simplified banking when it suits you.
Internet banking
We offer secure, easy-to-use Internet banking to save you money with no monthly subscription fee. Sign in now.
Access your main savings account, savings plans or credit facility when it suits you:
- Transfer money between your accounts
- Do payments (people or accounts)
- Buy airtime, data and SMS bundles (for yourself or a friend)
- Buy electricity (for yourself or a friend)
- View your last electricity tokens purchased
- Add beneficiaries
- Add recurring (stop orders) or future-dated payments
- Add recurring (stop orders) or future-dated transfers
- Do credit facility transfers
- Stop lost or stolen cards immediately
- Update your daily card limits
- Save and verify your email address for added security
- View or download statements
- View or download tax interest certificates
- View your transaction and payment history
- Register and maintain your SMS Update settings
Rates and fees
| Loan amount (R) | 25 000 | 50 000 | 100 000 | 250 000 |
| Term (months) | 12 | 24 | 48 | 84 |
| Interest rate (%) | 12.90 – 24.50 | 12.90 – 24.5 | 14.20 – 24.50 | 16.30 – 22.40 |
| Credit life insurance R/1000 per month | 4.00 – 4.50 | 4.00 – 4.50 | 4.00 – 4.50 | 4.00 – 4.50 |
| Monthly service fee | 69 | 69 | 69 | 69 |
| Once-off initiation fee (R) | 1 207.50 | 1 207.50 | 1 207.50 | 1 207.50 |
| Monthly repayment (R) | 2 468 – 2 623 | 2 618 – 2930 | 3 095 – 3 707 | 5 815 – 6 884 |
| Total repayment (R) | 29 616- 31 471 | 62 834- 70 308 | 148 566 – 177 945 | 488 454 – 578 254 |
Please note that these are examples only. You can choose any term for your loan (up to 84 months) to make your monthly repayments more affordable. Your actual credit amount and credit interest rate will be based on your individual credit profile and affordability.
Credit card rates and fees
- Initiation fee: R100
- Monthly fee: R40
- Interest rate: 7.00% – 17.50% (based on your credit profile)
Access facility rates and fees
- Initiation fee: up to R300
- Monthly fee: R0 (without active balance owing) R69 (with active balance owing)
- Interest rate: 12.15% – 17.50% (based on your credit profile)