H&R Block Advance

With H&R block Advance, The Refund Advance is a no-interest loan that is repaid with your tax refund. 

The Refund Advance is a no-interest loan that is repaid with your tax refund. It’s available from Jan. 4, to Feb. 28, , to H&R Block clients by MetaBank®, N.A. Member FDIC, and available in five loan amounts ($250, $500, $750, $1,250, $3,500).

Why people love Refund Advance.

No credit score impact

Rest easy! Your credit score won’t change because you apply. We make it simple.

No loan fees and 0% interest

Enjoy zero finance charge and loan fees with a Refund Advance loan. That’s 0% APR.

High approval rates

Don’t stress – we’ve got high approval rates. And, you could get approved within minutes of filing.

Taxes and funds in one spot

Get your taxes filed and your tax Refund Advance loan in your pocket — all with H&R Block.

How it works:

Available for a limited time each year.Your bills won’t wait for the IRS to send your refund, so why should you? With a Refund Advance loan, you could get money you need in a day of filing, instead of weeks.

Apply with your tax pro .File your taxes. Then your pro will walk you through the Refund Advance loan application process. Don’t worry, your credit score won’t be impacted.

Access funds the day you file. If approved, your loan will be available on an H&R Block Emerald Prepaid Mastercard® Go to disclaimer for more details110, which you can use wherever Debit Mastercard is accepted.

Don’t pay until your refund arrives. Enjoy waiting to repay your loan until the IRS delivers your refund. When it comes time to repay it, we’ve got options, like Refund Transfer.Learn more about Refund Transfer