Who is eligible for MPF?

Who is eligible for MPF? The following are exempt persons who are not required to join an MPF scheme:

  • employees and self-employed persons who are under 18 or over 65 years of age
  • domestic employees1
  • self-employed hawkers
  • people covered by statutory pension or provident fund schemes, such as civil servants and subsidized or grant school teachers
  • members of occupational retirement schemes which have been granted MPF exemption certificates
  • overseas persons who enter Hong Kong under section 11 of the Immigration Ordinance for the purpose of employment for not more than 13 months, or who are covered by overseas retirement schemes
  • employees of the European Union Office of the European Commission in Hong Kong