A loan top-up is essentially a request to increase your current loan balance. If you’re an existing Unifi loan customer and you’ve already been repaying your loan, you may qualify to borrow more money. A top-up gives you access to additional funds without the need to apply for an entirely new loan.
This service can be especially useful for customers who are in good standing with their loan repayments and who find themselves in need of more financial assistance.
How to Qualify for a Top-Up Loan from Unifi?
To qualify for a top-up loan with Unifi, your ability to repay is the key factor. Unifi offers top-up loans to customers who meet the following criteria:
- Regular Loan Repayments: If you’re already repaying an existing Unifi loan, your consistent repayment record will work in your favor.
- Creditworthiness: Your creditworthiness and current financial situation will also be evaluated to determine if you can afford the increased loan amount.
- Affordability: Ultimately, Unifi will assess whether you’re in a position to borrow more based on your ability to make timely repayments.
How to Apply for a Top-Up Loan
Applying for a top-up loan from Unifi is easy and convenient. You have multiple options to reach out and request your loan increase.
Here are the methods you can use:
- Dial *414#: Simply dial this number to start the application process. This is a fast and efficient way to get in touch with Unifi regarding your top-up loan request.
- WhatsApp Support: You can send a message to 0966 414 414 on WhatsApp, and a representative will assist you with your top-up loan inquiry.
- Visit a Branch: If you prefer to speak to someone face-to-face, you can visit your nearest Unifi branch. The staff will guide you through the necessary steps and help you complete your application.
The Unifi Loan Top-Up Payout Process
Once your top-up application is approved, the payout process is relatively simple. Your loan will be increased with the additional funds, and the payout will be deposited into your account. This amount is typically paid out in a lump sum, and your new repayment terms will reflect the increased loan balance.