Naspers Medical Aid is one such treatment and medical care package being offered. It comes with the most diverse features that make it stand out in the market.
Download The M-Med Option of the Naspers Medical Fund pdf
Varied product packages of the company are considered to be quite useful in every sense of the word, especially when it comes to the functional features it is able to give.
However, the product offered by the Naspers Medical Aid are often only for the employees of Media24 and their affiliates as well the as the family members of the group. The company is noted to have delivered this strong influence of compulsory membership for the employees. Certain restrictions have been applied when it comes to continuous membership.
Membership Limitations
Among the first conditions for continuous membership to the Medical Scheme is when the employee-member lost his job because of an illness or any permanent disability. This means that employees who have suffered from certain health conditions that prevent them from performing normal jobs can have the privilege of such benefits even after they lost their work. Another possible reason for the continued membership to the basic plan is because the member was retrenched because of the department or the division he or she belongs to. Retirement is easily the third reason why the use of the scheme is still the best in the market. A good thing about the membership of the programme is that even the deceased dependents of the members can still be a part of the overall care and medical package offered by Naspers Medical Aid.
The Basic Health Plans Offered by Naspers
Two basic care packages are being offered by the Naspers Medical Aid to the public, and these are the N Option Plus and the N Option Basic. Each of the packages for medical care and treatment comes with its own set of features. Nevertheless, for both of the product packages, the most prominent feature why it has become quite a huge hit in the market is because of the Chronic Illness coverage. The list of diseases that are part of the care and treatments of the Naspers Medical Aid are quite extensive as it includes the Chronic Kidney diseases, Asthma, Parkinson’s disease, Rheumatoid Arthritis, and so many others.
Essentially, members who are immediately listed as part of the overall options can have the best care and treatments possible. Of course, certain conditions and limitations have been set to ensure the full blast and potential of the overall medical care. For 2012 alone, the range of benefits of the products include the hospitalisation benefits that are increased to as high as R2,000,000 per family for the N Option Plus while the N Option Basic comes with the limits of R1,000,000. Naspers Medical Aid aims to deliver the best services, and it seems that with their product benefits, the employees of Media24 are well protected.
N Option Basic
| Eye test | Up to 100% of the Fund Rate Subject to the overall annual limit and day-today sub-limit for doctor visits and consultations. | |
| Frame | Up to 100% of the Fund Rate Limited to R830 per beneficiary every two years and it does not accumulate to the overall annual limit. | |
| Contact lenses and lenses for spectacles (including post-fitting consultation for contact lenses) | Up to 100% of the Fund Rate Limited to R1540 per beneficiary to a maximum of R3 740 per family subject to the overall annual limit. |
N Option Plus
| Eye test | Up to 100% of the Fund Rate Subject to available funds in your Medical Savings Account and/or Above Threshold Benefit. |
| Frame | Up to 100% of the Fund Rate Subject to available funds in your Medical Savings Account and/or Above Threshold Benefit. Limited to R1 100 per year beneficiary once in the Above Threshold Benefit.Please note: A maximum of R1 100 per year per beneficiary will accumulate to the Annual Threshold. |
| Contact lenses and lenses for spectacles (including post-fitting consultation for contact lenses) | Up to 100% of the Fund Rate Subject to available funds in your Medical Savings Account and Above Threshold Benefit. Limited to R2 400 per beneficiary to a maximum of R5 700 per family once in the Above Threshold Benefit per year.Please note: A maximum of R2 400 per beneficiary and R5 700 per family will accumulate to the Threshold per year. |
Contact us
Naspers Head Office
General Switchboard
Tel: +27 21 406 3000
Street Address
40 Heerengracht
Cape Town
8001