When it comes to protecting your health, Momentum Medical Aid in South Africa offers a range of flexible medical aid plans suited for all lifestyles, ages, and budgets. Whether you’re a student, a professional, or seeking family coverage, Momentum ensures you receive quality healthcare tailored to your unique needs.
Types of Momentum Medical Aid Plans
Momentum offers six medical aid plans, each with distinct features and levels of cover:
- Ingwe Option (from R541 per month): Ideal for students or those seeking affordable coverage, this plan allows treatment at any hospital within the Ingwe Network, or state hospitals, giving budget-conscious members essential hospital benefits.
- Evolve Option (from R1,687 per month): Provides hospital coverage through the Evolve Network of private hospitals with no overall annual limit. Members get access to two virtual doctor consultations annually, with additional day-to-day expenses covered by HealthSaver+.
- Custom Option (from R2,149 per month): Offers comprehensive hospital and chronic cover with access to any hospital or a specific private hospital network for a more affordable premium.
- Incentive Option (from R2,794 per month): Includes extensive hospital and chronic cover, with 10% of the contribution allocated to a dedicated medical savings account for day-to-day healthcare expenses.
- Extender Option (from R6,589 per month): Extensive hospital coverage with 25% of contributions going toward a savings account for daily medical expenses, plus Extended Cover once the Threshold is reached.
- Summit Option (from R13,573 per month): High-end plan with unlimited private hospital cover, and day-to-day benefits covered up to R31,300 per beneficiary per year, ensuring members are comprehensively protected.
Benefits of Momentum Medical Aid
Momentum goes beyond basic medical cover by offering several value-added benefits:
- Online Doctor Access: With 24/7 access to Hello Doctor, you can receive medical advice and consultations without needing to visit a physical clinic.
- Preventative Healthcare: Covered under the Health Platform Benefit, Momentum members have access to preventative services like immunisations, screenings, and wellness programs to keep you healthy for longer.
- Day-to-Day Savings with HealthSaver+: This optional savings account helps cover everyday medical costs, from GP visits to medications, helping you manage healthcare expenses without breaking your budget.
- Flexible Savings on Contributions: Momentum’s provider networks allow members to choose hospitals that save up to R1,000 on monthly contributions.
- Rewards through Multiply and HealthReturns+: Members start earning rewards and cash back from day one for taking care of their health, making it a program that pays you back for staying active and healthy.
Why Choose Momentum Medical Aid?
Momentum Medical Aid combines flexibility with affordability to offer real solutions for real people. With options to fit a wide range of budgets and lifestyles, Momentum ensures you have the support you need to “bounce back” from life’s unexpected challenges. The additional support of Multiply rewards and access to HealthReturns+ adds value by offering cashback for living a healthy lifestyle.