Apply Now. FNB Gold Cheque Account
- Free Gold Visa Chip and PIN Card
- Free subscription to Online Banking
- Free withdrawals and deposits
Qualifying Criteria
Gold Cheque
- You must earn between R120 000 and R350 000 per year
- You must be 18 years or older
Gold Credit Card
- You must earn between R120 000 and R350 000 per year
Documents needed
- South African ID book/card
- Proof of residential address (e.g. original council/telephone bill reflecting your parent’s, legal guardian’s or your name and address)
- Foreign nationals will be required to present a work or study permit
FNB Gold Lifestyle Account benefits
The Gold Lifestyle Account EPO provide unlimited free electronic transactions. These include Debit Card Purchases, Free emailed statements, Scheduled Payments, Debit Orders, Cellphone, FNB App and Online Banking payments and purchases.
How much does FNB charge for Cheque account?
Here are all your new FNB banking fees for 2026
| FNB Gold Cheque Account | 2026/21 | 2026/22 Fees |
|---|---|---|
| Withdrawal (Native) | R1.90 / R100 | R2.00 / R100 |
| Withdrawal (Other) | R9.50 + R1.90 / R100 | R10.00 + R2.00 / R100 |
| Withdrawal (POS) | R1.60 | Free |
| Deposit (ATM) | R1.00 / R100 | R1.10 / R100 |
FNB Gold cheque account contact number
087 575 4653
Get 24/7 help on Secure Chat on the FNB App or call our dedicated Gold Service Suite on 087 575 4653.