Bonitas BonCap is a medical aid plan that offers essential health coverage at competitive rates, primarily aimed at individuals with a monthly income. It provides a structured benefits package that includes both in-hospital and out-of-hospital care, ensuring members receive necessary treatments without incurring exorbitant out-of-pocket expenses.
Key Benefits of BonCap
- Out-of-Hospital Benefits: BonCap covers day-to-day medical expenses at 100% of the BonCap Rate. Key out-of-hospital benefits include:
- Unlimited GP Consultations: Members can consult with nominated BonCap network GPs without limits, subject to certain approval conditions.
- General Medical Appliances: Up to R6,330 per family for items like wheelchairs and crutches.
- Optometry and Dental Services: Including eye tests, glasses, basic dentistry, and certain surgical procedures.
- Chronic Medicine Coverage: BonCap covers a list of 27 Prescribed Minimum Benefits (PMBs), ensuring that members receive necessary medications for chronic conditions such as asthma, diabetes, and hypertension. Members must use Pharmacy Direct, the designated service provider, to access these benefits.
- Maternity and Childcare Benefits: Maternity benefits include antenatal consultations and postnatal support, such as midwife consultations. Additionally, BonCap provides essential childcare services, such as hearing screenings for newborns.
- Preventative Care: Members benefit from preventative health screenings, vaccinations, and health education programs aimed at promoting overall well-being.
- Additional Benefits: BonCap also includes wellness screenings, contraceptive coverage, and an Africa Benefit for travel-related healthcare needs.
Costs of BonCap
Understanding the costs associated with BonCap is essential for budgeting. The monthly contributions are based on your income and the number of dependents:
| Monthly Income | Main Member | Adult Dependant | Child Dependant |
|---|---|---|---|
| R0 to R10,020 | R1,274 | R1,274 | R600 |
| R10,021 to R16,270 | R1,507 | R1,507 | R693 |
| R16,271 to R21,160 | R2,429 | R2,429 | R919 |
| R21,161+ | R2,982 | R2,982 | R1,131 |
All contributions are subject to income verification and may vary between January and December of each year.
Contact Bonitas for More Information
If you have questions about BonCap or need assistance with enrollment, Bonitas provides multiple contact methods:
- Phone: 0860 002 108
- Fax: 0800 223 670 / 680
- Email for Chronic Queries: chronicmeds@bonitas.co.za
- Email for BonCap Queries: boncap@bonitas.co.za
You can also access the complete BonCap benefits and plan details through the BonCap PDF.
Conclusion
Choosing the right medical aid is crucial for safeguarding your health and financial security. Bonitas BonCap stands out as an excellent option for those seeking comprehensive coverage at a manageable cost. With its extensive benefits, especially in chronic care and preventative services, BonCap aims to support members in maintaining optimal health.