Boat Insurance FAQS

Boat Insurance: Get the answers you’re looking for.

Does boat insurance cover theft?

Comprehensive coverage protects against damage to your watercraft from incidents out of your control, including theft.

How do I make a payment or manage my boat insurance policy?

Managing your policy and making payments is easy in the BoatUS app. You can also manage your policy or make payments online, or by calling (800) 937-1937.

How do I report a claim on my boat insurance policy?

You can report your claim through the BoatUS app. Claims can also be reported online, or by calling (800) 937-1937.

What type of coverage does boat insurance provide?

Boat insurance can provide coverage to protect you and your boat against liability and damage in the event of an accident. The policy provides basic coverages and there are optional coverages you may want to add.

Is boat insurance required?

Physical damage coverage is required by your lender if you are financing your watercraft. If you dock your boat, your marina may require liability coverage. Lastly, liability insurance is mandated in only a few states, so check with the state you are boating in.