Dischem Medical Aid

Dischem Medical Aid, in partnership with Kaelo and Centriq Insurance, aims to offer a range of tailored health products, Dischem makes private healthcare accessible to a wider population, helping you take control of your health without breaking the bank.

Gap Cover: Protecting You from Unexpected Costs

Healthcare costs can quickly escalate, leaving you vulnerable to unforeseen medical expenses. Dischem’s Gap Cover provides peace of mind by covering medical aid tariff shortfalls, offering additional coverage of up to 600% above the medical aid rate. This coverage also extends to dental reconstruction, sub-limits, and benefits like the Family Protector and Hospital Booster, ensuring that you’re not left with hefty bills. With prices starting at just R141 per month for adults and R20 per month for children, this is an affordable solution for many South Africans.

Day-to-Day Cover: Your Health, Every Day

Dischem’s Day-to-Day Cover is designed to help you manage your everyday health needs, whether it’s seeing a private doctor, dentist, optometrist, or purchasing medication. With plans starting at R469 per month for adults and R329 per month for children, you can choose between the MyHealth Core or MyHealth Plus plans depending on your specific healthcare needs. This comprehensive coverage ensures that you have the right support when you need it most.

Standard Accident Cover: Be Prepared for the Unexpected

Accidents happen, but with Standard Accident Cover, you can ensure that you and your family are well taken care of. The coverage includes emergency stabilization at the accident scene, transportation to a private hospital by Netcare 911, and treatment in a hospital or casualty ward. Prices for this cover start at R146 per month for adults and R79 per month for children, offering excellent value for essential accident protection.

Lifestyle Benefits: More than Just Health

At just R55 per month, Lifestyle Benefits provide additional support to help you manage life’s challenges. This includes access to professional counselling, children and teenager support, career coaching, financial and legal advice, and much more. Plus, as part of Dischem’s Extra by Dischem rewards program, members receive an immediate 20% discount on over 2,500 products, making it easier to take care of your health while saving money.

Save with Combined Plans

Dischem offers even more value by allowing you to save when combining coverage options. Here’s a breakdown of the savings you can enjoy when bundling different plans:

  • MyHealth Core (Day-to-Day + Standard Accident Cover + Lifestyle Benefits):
    • Adults: R492 / month
    • Children: R322 / month
  • MyHealth Core (Day-to-Day + Standard Accident Cover + Medical Emergency Illness Buy-Up + Lifestyle Benefits):
    • Adults: R556 / month
    • Children: R361 / month
  • MyHealth Core (Day-to-Day Only):
    • Adults: R469 / month
    • Children: R329 / month

Comprehensive Coverage for Your Needs

Dischem Medical Aid offers flexible options to meet different healthcare needs:

Day-to-Day Cover:

  • MyHealth Core:
    • Adults: R469 / month
    • Children: R329 / month
  • MyHealth Plus:
    • Adults: R649 / month
    • Children: R439 / month

Standard Accident Cover:

  • Standard Accident Cover:
    • Adults: R146 / month
    • Children: R79 / month
  • Standard Extended Accident Cover:
    • Adults: R166 / month
    • Children: R87 / month

Buy-Up Options (additional cover with Standard Accident Cover):

  • Medical Emergency Illness Buy-Up:
    • Adults: R64 / month
    • Children: R39 / month

Lifestyle Benefits:

R55 / month (Principal Only)