Medihelp MedSaver is a medical aid plan tailored for families, providing comprehensive coverage that addresses the diverse healthcare needs of children and adults alike. With contributions starting from R3,900 per month, it ensures that families have access to quality medical care without breaking the bank.
Features of MedSaver
1. 25% Medical Aid Savings Account
One of the standout features of MedSaver is its 25% savings account. This allows you to set aside funds specifically for day-to-day medical expenses. In a year, you can save R11,664 as a main member, providing peace of mind for routine visits to doctors and specialists.
2. Comprehensive Day-to-Day Benefits
MedSaver covers various day-to-day medical expenses, including:
- General Practitioner (GP) consultations
- Specialist visits
- Dentistry
- Optometry
- Physiotherapy
- Medicine
This ensures that your family receives the necessary healthcare without unexpected costs.
3. Maternity Benefits
Planning for a family? MedSaver offers maternity benefits, including 10 maternity consultations. This comprehensive support ensures that you and your newborn receive the care you need during this crucial time.
4. Additional Benefits for Young Children
Recognizing the unique healthcare needs of young children, MedSaver provides extra GP and specialist visits for children under 2 years old. This proactive approach helps address any health concerns early on.
5. Private Hospitalization and Emergency Care
MedSaver offers quality private hospitalization, ensuring your family receives the best possible care in times of need. The plan also includes trauma and emergency medical cover, offering a safety net for unforeseen circumstances.
6. Added Insured Benefits
MedSaver provides various added benefits, such as:
- Contraceptives coverage (R2,200/R2,600)
- Preventive care services, including health tests and screenings
- Care extender options for GP visits
7. Carry Over Unused Funds
At the beginning of each year, the entire year’s contribution to the savings account is available for use. Any unused funds can be carried over to the next year, maximizing your savings potential.
Cost Breakdown
Here’s a quick look at the monthly contributions for MedSaver:
- Main Member: R3,900 (R11,664 savings per year)
- Dependant: R3,204 (R9,576 savings per year)
- Child Dependant (under 26 years): R1,200 (R3,600 savings per year)
Conclusion
In conclusion, Medihelp MedSaver is a fantastic choice for families seeking comprehensive medical aid coverage in South Africa. With a robust savings account, maternity benefits, and a wide range of day-to-day benefits, it caters to the unique healthcare needs of families. Plus, the option to carry over unused funds ensures that your hard-earned money goes further.