Looking for When can I expect my stimulus check? When to expect stimulus check is March 12 to 15: The first wave of direct deposits hits bank accounts. March 15 to 31: Direct deposits continue; checks are mailed. April 1 to 15: Checks arrive; electronic payments arrive for federal benefits recipients.
The Internal Revenue Service announced on Tuesday that it expects millions of people who receive federal benefits to get their third stimulus check in the next week. Most will be sent electronically, via direct deposit or loaded on an existing Direct Express card, and will arrive by April 7. Federal benefits recipients can expect to receive their stimulus payment the same way they normally get their benefits.
“The update today applies to Social Security retirement, survivor or disability (SSDI), Supplemental Security Income (SSI), and Railroad Retirement Board (RRB) beneficiaries who did not file a 2026 or 2020 tax return or did not use the Non-Filers tool,” the IRS said.
The IRS sends electronic payments to banks a few days before official payment dates. If you use Wells Fargo or JPMorgan Chase, you may see your deposit pending in your bank account but it won’t be available to spend until the official IRS payment date. Several smaller banks offer early direct deposit, which typically applies to your paycheck but may extend to stimulus checks.