Westpac Personal Banking

Before starting the Westpac Personal Banking application, make sure you have everything in the list below:

Current employer’s name, address and phone number
Your income information from the last 3 months, such as payslips, bank statements and rental income (you won’t need this if your pay already goes into a Westpac bank account)
Recent tax information if you’re self-employed
Asset, savings and investment details
All existing liabilities that are in your name (e.g. personal loans, other credit or store cards, ‘interest-free’ instalment purchases, home loan)
All your regular monthly expenses (including school fees, insurance, utilities etc.)
westpac online banking
westpac interest rates
westpac app

Westpac Banking Corporation is an Australian bank and financial services provider headquartered in Sydney, Australia. Established in 1817 as the Bank of New South Wales, it acquired the Commercial Bank of Australia in 1982 before being renamed shortly afterwards. Below are all the findings about Westpac.

Westpac Personal Banking

If you are an existing Westpac customer, you will also need to:

Apply as an Existing Customer in the application form and log in to your account
Once logged in, double-check that your personal details (name, address etc) are up-to-date. If not, log in to internet banking to update them. Allow 24 hours for records to update.

For a large purchase or consolidating debt

Unsecured Personal Loan
A fixed rate helps you plan ahead, as you know what your repayments will be
Weekly, fortnightly or monthly repayment
Borrow $4,000 – $50,000
Find out more
Apply now

To buy a new or used car (less than 7 years old)

Car Loan
7.49% p.a. (comparison rate 8.68% p.a.^), fixed for 1-7 years.
Get a lower rate by using your car as security^{^^}
A fixed rate helps you plan ahead, as you know what your repayments will be
Weekly, fortnightly or monthly repayments
Borrow $10,000 – $100,000
Find out more
Apply now

For accessing funds as you need them

Flexi Loan
A reusable ‘line of credit’ facility, to cover multiple expenses without needing to reapply
No early repayment, exit or redraw fees
Apply for a credit limit between $4,000 – $50,000
Note: These loans need a high level of discipline in order to pay off the principal.

Find out more