The TEPSLF form has the title “Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application” at the top of the form.
To be potentially eligible to receive loan forgiveness under the TEPSLF opportunity, you must only be ineligible for PSLF because some or all of your payments were not made under a qualifying repayment plan for PSLF.
If you meet the requirements for TEPSLF, then you will be evaluated for TEPSLF eligibility under the expanded list of qualifying repayment plans for TEPSLF when you submit the form used for PSLF and TEPSLF.
Visit StudentAid.gov/publicservice for information about PSLF eligibility requirements and how to apply.
If my request for PSLF was denied, why would I be eligible under TEPSLF?
ED will reconsider your eligibility for PSLF using an expanded list of qualifying repayment plans. Some payments that don’t count toward loan forgiveness under PSLF may count toward forgiveness under TEPSLF.
The additional qualifying repayment plans include the Graduated Repayment Plan, Extended Repayment Plan, Consolidation Standard Repayment Plan, and Consolidation Graduated Repayment Plan. These plans don’t usually qualify for PSLF.
You will be eligible for the TEPSLF opportunity only if, among other requirements, the amount you paid 12 months prior to applying for TEPSLF and the last payment you made before applying for TEPSLF are at least as much as you would have paid under an income-driven repayment plan. FedLoan Servicing will assess this and contact you if they need documentation of your income to determine whether you are eligible.
How do I fill out and submit the TEPSLF form?
You can fill out the Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form) in one of two ways:
- You can use the PSLF Help Tool to assist you in starting the form. Once you enter your information, you’ll be able to print the partially completed form for you and your employer to sign.
- Or, you can download the form and complete all sections on your own before submitting it.
Either way, we’ll use the information you provide on the form to let you know if you are making qualifying TEPSLF payments. This will help you determine if you’re on the right track as you progress toward forgiveness. If you have reached your 120 required monthly payments, we will let you know.
Once you’ve filled out the form, you can send it to FedLoan Servicing.*
You may mail the form to this address:
U.S. Department of Education
FedLoan Servicing
P.O. Box 69184
Harrisburg, PA 17106-9184
You may also fax your PSLF form to 717-720-1628.
If FedLoan Servicing is already your servicer, you may upload your form on FedLoan Servicing’s website.
*FedLoan Servicing, one of the federal loan servicers, administers the PSLF Program on our behalf.
What do I do if my PSLF form is denied?
If we determine that you are not eligible for loan forgiveness, you will be notified of this determination and will be provided with the reason(s) you were determined to be ineligible. You will then be required to resume making payments on your loans according to the terms of your Master Promissory Note.
What additional information may be needed from me?
If you haven’t been on an income-driven repayment plan for the 12 months prior to requesting TEPSLF, you’ll need to submit income and family size information to be considered for the TEPSLF opportunity. ED and FedLoan Servicing need this information to determine what your monthly payment amount would be under an income-driven repayment plan.
Once ED and FedLoan Servicing determine that monthly income-driven payment amount, your most recent payment made and the payment made 12 months prior to requesting TEPSLF will be reviewed. To qualify for TEPSLF, each of those amounts must be at least as much as the monthly income-driven repayment amount we calculate for you, among other requirements.
Submission Process
In the notice you receive from FedLoan Servicing requesting information, you’ll be instructed to go to myfedloan.org/TEPSLF, log in, and use the File Upload tool to provide your family size and submit your income documentation. This notice will provide instructions for preparing to use the online tool.
If you’re unable to submit the information online, you may contact FedLoan Servicing for assistance.
Submission Deadline
You’ll need to submit the requested information within 21 days of the date of the notice to avoid having your TEPSLF request canceled.
If ED cancels your TEPSLF request, you will lose your established place in line for TEPSLF consideration. If that happens, the only way you could be considered for loan forgiveness under the TEPSLF opportunity would be to submit a new TEPSLF request and all of the required information.
Note: If you receive the information request notice, it’s critical to act immediately! The TEPSLF opportunity is temporary, has limited funding, and must be provided on a first come, first served basis. Once all of the funds are used, the TEPSLF opportunity will end.