With Student Loan Finance, Sign in or register for student finance online. You can:
- view your statements and letters from Student Finance England
- track an existing application
- check when your payments are due
- update some of your personal or application details
- reset your password or find your customer reference number
- apply for finance as a new or continuing student
If you’re a parent or partner supporting a student’s application, there’s a different way to submit or update information about your income.
You’ll be given a customer reference number (CRN) and asked to create a password and secret answer when you set up your account. You need these each time you sign in.
They’re sent by post if you don’t apply online.
You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.
You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.
If you’re a continuing student or you’ve already created an account, log in to your account.
Before you apply
You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.
You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.
Download ‘Terms and conditions – 2026 to 2026 guide’ (PDF, 99KB)
Download ‘Terms and conditions – 2026 to 2026 guide’ (PDF, 291KB)
The rules are different if your course started before September 2012.
How to apply
If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.
There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.
You can give someone permission to act on your behalf (for example using Power of Attorney) if you want them to apply for you.