The Student Loans Company is a non-departmental public body company in the United Kingdom that provides student loans. It is owned by the UK Government’s Department for Education, the Scottish Government, the Welsh Government and the Northern Ireland Executive.
You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.
You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.
If you’re a continuing student or you’ve already created an account, log in to your account.
Before you apply
You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.
You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.
Download ‘Terms and conditions – 2026 to 2026 guide’ (PDF, 99KB)
Download ‘Terms and conditions – 2026 to 2026 guide’ (PDF, 291KB)
The rules are different if your course started before September 2012.
Read the student finance privacy notice to find out how the information you provide will be used.
How to apply
Find out how to apply for student finance.
If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.
There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.
You can give someone permission to act on your behalf (for example using Power of Attorney) if you want them to apply for you.
Apply for a job
We are looking for people to join us across the business and we have a diverse range of jobs on offer, you can search for the one for you on our recruitment site.