As the largest city (by area) in the nation, driving can be a little more challenging in Jacksonville, Florida than in other American cities. This article covers Auto Insurance Jacksonville fl.
A big city means lots of vehicles on the roadways, increasing the chance of accidents. This means it’s important to have the right kind of car insurance coverage if you’re driving in Jacksonville, St. Augustine, or anywhere along Florida’s First Coast.
GEICO offers affordable auto insurance rates with exceptional customer service, including experienced insurance agents who are ready to serve you in Jacksonville and Orange Park. Whether you’re looking for a better auto insurance policy or are a new Jacksonville resident, turn to GEICO for a free car insurance quote today.
Required Minimum Coverages in Jacksonville, FL
It’s important for drivers from Jacksonville to Middleburg to get the right auto insurance coverage on their vehicles. GEICO offers different coverage options to fit your needs and budget, but basic insurance coverage is required for every driver.
Minimum requirements for auto insurance in Jacksonville, FL:
- Bodily injury coverage*: $10,000 per person / $20,000 per accident
- Property damage coverage: $10,000 per accident
- Uninsured motorist coverage*: $10,000 per person / $20,000 per accident
- Personal injury protection (PIP): $10,000
Driving in Jacksonville, FL
Jacksonville is a big city, which makes it a bit more difficult to navigate. Thankfully, traffic congestion is low, but you still need a car because the city isn’t very walkable. The three interstate highways in Jacksonville are I-10, I-95, and I-295, and they form a beltway around the city. The intersection between I-10 and I-95 is the busiest one in the city, so taking extra precaution when you’re on the highway in that area is a good idea.
Some regard Jacksonville as the birthplace of southern rock, and it’s easy to see why when bands like The Allman Brothers and Lynyrd Skynyrd (originally named My Backyard) started in The River City. You know what goes great with some sweet southern rock? Hanging out at the beach—and Jacksonville has got plenty of that. No matter where you live, you’re an hour drive away from a beach, and with a beach season that starts in March and ends in September, there’s plenty of time to get your tan on.
Jacksonville, FL Insurance Agents
While you can always get in touch with GEICO online or over the phone 24/7, we also offer experienced local insurance agents who are ready to assist you with a new or existing policy! Our Jacksonville insurance agents are conveniently located in Jacksonville and Orange Park and serve the entire First Coast region.
How much is car insurance in Jacksonville Florida?
Average Cost of Car Insurance in Jacksonville
The average car insurance rate in Jacksonville is $1,739 per year, which is lower than the average state premium but higher than the national average. In comparison, the city’s premium is about 21.3% lower than the $2,208 Florida average annual premium.