Need auto(car) insurance in Texas? Whether you live in the Panhandle or the Gulf Coast, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your Texas auto insurance, so you only pay for what you need.
Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft.
Auto insurance guide
Texas law requires people who drive in Texas to pay for the accidents they cause. To learn more about auto insurance, check out our Auto insurance guide. Some of the topics include:
- Types of coverages.
- Driving in other states.
- Insurance for young drivers.
- Steps to take after an accident.
- Understanding rates.
- Discount options.
Who has the cheapest car insurance in Texas?
The big question. Keep in mind, getting the cheapest car insurance in TX may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto policy can cost less than you think1$617 lower than GEICO$659 lower than Allstate$642 lower than Nationwide
What car insurance is required in Texas?
Here in the Lone Star State, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in TX5.
| Coverage | Amount |
|---|---|
| Bodily Injury Coverage | $30,000 per person and $60,000 per accident |
| Property Damage Coverage | $25,000 per accident |
How much does Lexus insurance cost?
Lexus is the luxury offshoot of Toyota. Lexus manufactures everything from full-size SUVs (LX 570) to sporty convertibles (IS 250C). These Japanese luxury cars come at a cost: Lexus insurance is relatively steep, at $1,277 per year (8% above the national average).
Not all Lexus models are overly expensive to insure. In fact, average annual premiums on the GX 460 SUV run just $895. At the other end of the spectrum, the RC F and GS F carry exorbitant cost-of-insurance figures. It’s also important to choose the correct company when shopping for Lexus car insurance.
The easiest way to compare Lexus insurance rates from top carriers is The Zebra. Just input your ZIP code to get started.