Auto Insurance Declaration Page is also known as the dec page. A car insurance declarations page is a concise overview of your policy provided by your insurance company.
Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. Below are all findings of Auto Insurance:
Your policy number. The length and effective dates of your policy term. Year, make, model, and VIN of all cars on your policy.
How do I get a car insurance declaration page?
You can usually find the declarations page attached to the front of your car insurance policy. If you don’t have your declarations page, you can call your car insurance company to request a copy. You may also be able to access it online through your insurance company’s website or app.
LEARN ABOUT THIS IMPORTANT POLICY DOCUMENT.
An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits, and deductibles you’ve chosen to purchase. It can also list the insured vehicles, insured drivers, and dates your policy is effective as well as any discounts you received.
You’ll receive new Declarations every renewal period, which is normally every six months.
HOW TO READ YOUR AUTO INSURANCE POLICY DECLARATIONS
Each separate insurance policy (homeowners, car, renters, etc.) will have a separate declaration page, usually located on the first page of the policy. See where you can find important information from the sample Declarations below.
- Vehicles covered: This is where you’ll find the vehicle or vehicles insured on this policy.
- Total premium: Each vehicle you insure has its own premium amount. This total is for all the listed vehicles for the policy period.
- Discounts: Discounts you have are listed in this area.
- Policy Period: When you pay your premium by the due date, your policy automatically continues — unless it is non-renewed — for the time period shown, usually six months.
- Drivers listed on your policy: Shows drivers listed on the policy.
- Coverage: If you have more than one car, the coverage types will be listed on separate pages for each vehicle.
- Limits: This shows the maximum limit Allstate will pay for each covered accident, for each type of coverage.
- Deductibles: This shows how much you will pay out of pocket for damage to your vehicle for each covered accident.
Here ends Auto Insurance Declaration Page.