Auto Insurance Florida

Need Auto (Car) insurance in Florida? Whether you live in the panhandle or the keys, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your Florida auto insurance, so you only pay for what you need.

Who has the cheapest car insurance in Florida?

The big question. Keep in mind, getting the cheapest car insurance in FL may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto policy can cost less than you think1$617 lower than GEICO$659 lower than Allstate$642 lower than Nationwide

A bridge in Florida

What car insurance is required in Florida?

Here in the Sunshine state, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in FL.4

CoverageAmount
Bodily Injury Coverage$10,000 per person and $20,000 per accident
Property Damage Coverage$10,000 per accident
Uninsured Motorist Coverage$10,000 per person and $20,000 per accident
Personal Injury Protection$10,000

For more information, check out Florida Highway Safety and Motor Vehicles

Discounts that help you save

Online Purchase Discount

Buy your policy online and save. It’s that simple.2

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.3

RightTrack®

Get rewarded for your good driving behavior by saving up to 30% on your policy.