Santam

Santam is a South African financial services group that also has business interests in Malawi, Tanzania, Uganda, Zimbabwe and Zambia. Santam’s head office is located in Bellville in the Western Cape, South Africa.

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Personal insurance options

Vehicle

Your vehicle is an essential part of your life. Make sure you are covered against potential car emergencies that could affect your livelihood with our comprehensive personal vehicle insurance.

Contents

Every third South African home is underinsured by at least 30% today. Santam helps you assess the correct replacement value of your house to ensure that your valuables are sufficiently covered.

Building

Underinsured building cover remains a common but expensive insurance oversight. Our comprehensive building insurance offering considers all the risk scenarios that your home or buildings are exposed to and helps you find the most appropriate solution for your home.

SOS

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

Watercraft

Take advantage of our dedicated watercraft insurance for peace of mind in and out of the water. This solution covers motorboats, jet-skis and wet bikes and includes loss or damage to watercraft equipment, standard fittings and accessories.

Building calculator

Underinsured building cover is a common yet expensive insurance oversight. Use our online calculator to determine if your house and other building structures are sufficiently covered.

4 reasons to choose insurance good and proper

For over 104 years, Santam’s been providing Insurance Good and Proper.
As South Africa’s leading short-term insurer, we offer proactive risk management and insurance solutions to cover everything from your home contents to your specialist business requirements.

1.We are South Africa’s largest short-term insurer

More than 80 OF THE TOP 100 JSE-LISTED companies trust us to protect their businesses.

2. We look for reasons to pay you, rather than not

Santam’s brand promise and focus on excellence guides our claims philosophy where we look for reasons to pay a claim, rather than not. That is the essence of what insurance good and proper does, it eliminates uncertainty.

3. We are there for you 24/7

Call us on 0860 505 911 for claims and emergencies. 

Managing your insurance has never been easier with our dedicated client website and app. Get quick and easy access to your insurance portfolio to report and track claims, view your policy details, and request adjustments to your policies.

Our clients also get access to FREE ADDITIONAL SOS SERVICES.

4.We help you to keep safe

Follow us on Twitter and Facebook for SAFETY TIPS AND WEATHER WARNINGS.
Get 6 FREE home-drive chauffeur services a year when you’re over the legal limit.