Benefits of Child Care Benefit (CCB) Canada

Canada child benefit

We calculate the CCB as follows.

  • $6,997 per year ($583.08 per month) for each eligible child under the age of 6
  • $5,903 per year ($491.91 per month) for each eligible child aged 6 to 17

These amounts start being reduced when the adjusted family net income (AFNI) is over $32,797. The reduction is calculated as follows:

  • For families with one eligible child:
    • the reduction is 7% of the amount of AFNI greater than $32,797 up to $71,060
    • for income greater than $71,060, the reduction is $2,678 plus 3.2% of AFNI greater than $71,060
  • For families with two eligible children:
    • the reduction is 13.5% of the amount of AFNI greater than $32,797 up to $71,060
    • for income greater than $71,060, the reduction is $5,166 plus 5.7% of AFNI greater than $71,060
  • For families with three eligible children:
    • the reduction is 19% of the amount of AFNI greater than $32,797 up to $71,060
    • for income greater than $71,060, the reduction is $7,270 plus 8% of the amount of AFNI greater than $71,060
  • For families with four or more eligible children:
    • the reduction is 23% of the amount of AFNI greater than $32,797 up to $71,060
    • for income greater than $71,060, the reduction is $8,801 plus 9.5% of the amount of AFNI greater than $71,060

Child disability benefit

The child disability benefit (CDB) is an additional monthly benefit included in the CCB to provide financial assistance to qualified families caring for children who have a severe and prolonged impairment in physical or mental functions. If you have a child under 18 years of age who is eligible for the disability tax credit (DTC), you are eligible for the CDB.

A child is eligible for the DTC when we have approved Form T2201, Disability Tax Credit Certificate, for that child. For more information on the DTC, go to Disability tax credit. For more information on the CDB, go to Child disability benefit or call 1-800-387-1193.

The CDB provides up to $2,985 per year ($248.75 per month) for each child eligible for the DTC. The CDB starts being reduced when the adjusted family net income (AFNI) is greater than $71,060. The reduction is calculated as follows:

  • for families with one child eligible for the DTC, the reduction is 3.2% of the amount of AFNI greater than $71,060
  • for families with two or more children eligible for the DTC, the reduction is 5.7% of the amount of AFNI greater than $71,060
Note

If you have already applied for the CCB or previous federal child benefits (such as the Canada child tax benefit) for a child who is eligible for the DTC, the CDB will be calculated automatically for the current and the two previous CCB payment periods. Beyond these payment periods, you have to send a written request to your tax centre.

When we pay your benefit

You are eligible to receive the CCB in the month following the month you become an eligible individual. For more information, see Eligibility criteria.

We generally pay your benefit on the 20th of each month. However, if your monthly amount is less than $20, we will make one lump-sum payment on July 20, 2026 or at a later date, to cover the entire payment period from July 2026 to June 2026.

Note

When the 20th falls on a Saturday, a Sunday, or a federal statutory holiday, the payment will be made on the last business day before the 20th.

If you do not receive your payment on the scheduled day, wait five business days before calling 1-800-387-1193.

You can view your benefit payment dates and amounts in My Account or by using the MyBenefits CRA mobile app at Mobile apps.

When we recalculate your benefit

We will recalculate your benefit when one of the following situations applies and, if applicable, send you a CCB notice:

  • at the beginning of every payment period (every July) based on the tax returns that you and your spouse or common-law partner filed for the previous year
  • after any reassessment of either your or your spouse’s or common-law partner’s tax return that affects the amount of your benefit
  • after a change in your marital status
  • after a change in the number of eligible children in your care
  • after you tell us about changes to your situation that could affect your benefit. For more information, see When you should contact us

If you were overpaid

If a recalculation shows that you received too much CCB, we will send you a notice to tell you of the amount due. We may keep all or a part of future CCB payments, income tax refunds, or goods and services tax/harmonized sales tax (GST/HST) credits until the amount you owe is repaid. This may also apply to the other federal, provincial, and territorial programs that we administer.

For more information on how to make a payment, go to Payments and debt collection.