For the payment period of July 2026 to June 2026, we calculate your benefit based on all the following information:
- the number of eligible children you have and their ages
- your adjusted family net income for the base year 2021
- the child’s eligibility for the disability tax credit (DTC)
To continue getting the CCB, you and your spouse or common-law partner each have to file tax returns every year, even if you have not received income in the year.
Base year and payment period
The base year is the year of the tax return from which information is taken to calculate the CCB amount for the payment period. The base year is the calendar year just before the start of the payment period.
The payment period is the 12-month period during which the CCB payments are paid. The payment period runs from July 1 of the year following the base year to June 30 of the next year. For example, CCB payments calculated based on the 2021 tax return will start being issued in July 2026, which is the beginning of the payment period. For more information, see When we pay your benefit.
The chart below illustrates the link between the base year and the payment period.
| Base year (tax return) | Payment period |
|---|---|
| 2021 | July 2026 – June 2026 |
| 2020 | July 2021 – June 2026 |
| 2026 | July 2020 – June 2021 |
Example
Taylor just received the July 2026 CCB payment. The amount changed considerably compared to the amount received in June. There have not been any changes to the number of eligible children Taylor has. The June and July payments were calculated using two different base years (2020 and 2021). Since Taylor’s adjusted family net income was higher in 2021 than it was in 2020, the July 2026 payment was lower than the June 2026 payment.
Child and family benefits online calculator
You can use our online calculator to get an estimate of your child benefits, by going to Child and family benefits calculator.
Canada child benefit
We calculate the CCB as follows.
- $6,997 per year ($583.08 per month) for each eligible child under the age of 6
- $5,903 per year ($491.91 per month) for each eligible child aged 6 to 17
These amounts start being reduced when the adjusted family net income (AFNI) is over $32,797. The reduction is calculated as follows:
- For families with one eligible child:
- the reduction is 7% of the amount of AFNI greater than $32,797 up to $71,060
- for income greater than $71,060, the reduction is $2,678 plus 3.2% of AFNI greater than $71,060
- For families with two eligible children:
- the reduction is 13.5% of the amount of AFNI greater than $32,797 up to $71,060
- for income greater than $71,060, the reduction is $5,166 plus 5.7% of AFNI greater than $71,060
- For families with three eligible children:
- the reduction is 19% of the amount of AFNI greater than $32,797 up to $71,060
- for income greater than $71,060, the reduction is $7,270 plus 8% of the amount of AFNI greater than $71,060
- For families with four or more eligible children:
- the reduction is 23% of the amount of AFNI greater than $32,797 up to $71,060
- for income greater than $71,060, the reduction is $8,801 plus 9.5% of the amount of AFNI greater than $71,060
Child disability benefit
The child disability benefit (CDB) is an additional monthly benefit included in the CCB to provide financial assistance to qualified families caring for children who have a severe and prolonged impairment in physical or mental functions. If you have a child under 18 years of age who is eligible for the disability tax credit (DTC), you are eligible for the CDB.
A child is eligible for the DTC when we have approved Form T2201, Disability Tax Credit Certificate, for that child. For more information on the DTC, go to Disability tax credit. For more information on the CDB, go to Child disability benefit or call 1-800-387-1193.
The CDB provides up to $2,985 per year ($248.75 per month) for each child eligible for the DTC. The CDB starts being reduced when the adjusted family net income (AFNI) is greater than $71,060. The reduction is calculated as follows:
- for families with one child eligible for the DTC, the reduction is 3.2% of the amount of AFNI greater than $71,060
- for families with two or more children eligible for the DTC, the reduction is 5.7% of the amount of AFNI greater than $71,060
Note
If you have already applied for the CCB or previous federal child benefits (such as the Canada child tax benefit) for a child who is eligible for the DTC, the CDB will be calculated automatically for the current and the two previous CCB payment periods. Beyond these payment periods, you have to send a written request to your tax centre.
When we pay your benefit
You are eligible to receive the CCB in the month following the month you become an eligible individual. For more information, see Eligibility criteria.
We generally pay your benefit on the 20th of each month. However, if your monthly amount is less than $20, we will make one lump-sum payment on July 20, 2026 or at a later date, to cover the entire payment period from July 2026 to June 2026.
Note
When the 20th falls on a Saturday, a Sunday, or a federal statutory holiday, the payment will be made on the last business day before the 20th.
If you do not receive your payment on the scheduled day, wait five business days before calling 1-800-387-1193.
You can view your benefit payment dates and amounts in My Account or by using the MyBenefits CRA mobile app at Mobile apps.
When we recalculate your benefit
We will recalculate your benefit when one of the following situations applies and, if applicable, send you a CCB notice:
- at the beginning of every payment period (every July) based on the tax returns that you and your spouse or common-law partner filed for the previous year
- after any reassessment of either your or your spouse’s or common-law partner’s tax return that affects the amount of your benefit
- after a change in your marital status
- after a change in the number of eligible children in your care
- after you tell us about changes to your situation that could affect your benefit. For more information, see When you should contact us
If you were overpaid
If a recalculation shows that you received too much CCB, we will send you a notice to tell you of the amount due. We may keep all or a part of future CCB payments, income tax refunds, or goods and services tax/harmonized sales tax (GST/HST) credits until the amount you owe is repaid. This may also apply to the other federal, provincial, and territorial programs that we administer.
For more information on how to make a payment, go to Payments and debt collection.