With the CPP for Disability, The Canada Pension Plan (CPP) disability benefit is a monthly payment you can get if you:
- are under 65
- have made enough contributions into the CPP
- have a mental or physical disability that regularly stops you from doing any type of substantially gainful work
- have a disability that is long-term and of indefinite duration, or is likely to result in death
Two types of CPP disability benefits
| Benefit name | Age | Must be |
|---|---|---|
| CPP disability benefit | Under 65 | Not receiving the CPP retirement pension |
| CPP post-retirement disability benefit | From 60 to 65 | Already receiving the CPP retirement pension for more than 15 months or become disabled after starting to receive the retirement pension |
When you turn 65 your CPP disability benefit is automatically changed to a CPP retirement pension.
Children’s benefit
If you are getting a disability benefit, your dependent children may be able to get a monthly payment.
| Benefit name | Age | Must be |
|---|---|---|
| CPP Children’s benefit | Under 18 or between the ages of 18 and 25 and in full-time attendance at a recognized school or university | The child of a person receiving a disability benefit |
Find out more about the CPP Children’s benefit.
When you should apply
You have to apply for this benefit. You should apply for this benefit as soon as possible.
When payments start
Your decision letter will give you the date and amount of your first payment.
How long for a decision
It can take up to 4 months for a decision to be made. The date your application form is received may affect the date your benefit begins. Do not wait for your completed medical form before sending your completed application form.
However, a decision on your application can only be made when you have sent both of the following:
- a complete application form (including questionnaire and signed consent form)
- a signed medical report
For eligible disabilities, we aim to make a decision on your eligibility within 120 calendar days (4 months).
If we confirm your condition is grave, we aim to process your application within 30 calendar days.
If we confirm you have a terminal illness, we aim to process your application within 5 business days.